Ron DeFreitas, FSS

Gulf Coast Educators Insurance, LLC

Ron DeFreitas, FSS

  • Main Office
  • Other Offices
Gulf Coast Educators Insurance, LLC
2590 Northbrooke Plaza Dr
Naples, FL 34119
Hours: Monday - Thursday 8 a.m. - 5:30 p.m., Friday 8 a.m. - 4:30 p.m.
Gulf Coast Educators Insurance III
Phone: (239) 997-0420
  • Our Mission
  • Meet the team
Our Mission

It is the mission of the company to be held accountable and committed to a high standard of excellence. Three key elements that set us apart are the following:

Team members: We believe people are our competitive advantage. We will hire the best- those that have a genuine need to protect our clients with tailored insurance products and financial services.

Superior Customer Service: We offer our clients exceptional customer care and expertise because they deserve only the best.

Products that perform: we offer products to our clients that will be a long term benefit to them and re-visit the product every 6 months to 1 year to ensure it’s still a fit.

Meet the team
Gulf Coast Educators Insurance, LLC
Amanda Jones
Annmarie Cena
Dina Layne
Dorothy Pagan
Elizabeth Rioux
Iris Gomez
Lucinda Defreitas
Tara Rhodes
Victor Gray
Yanexi Pocurull
Teacher with students

Helping educators is our passion

As representatives of Horace Mann, the nation's largest multiline insurance company focusing on the insurance and financial needs of educators, our hearts are in serving the educational community.  We provide auto, home and life insurance, as well as retirement annuities.

Our products and services are designed specifically to provide educators peace of mind – both in and out of the classroom. We also proudly support the work educators do in the classroom every day with a variety of resources and support programs.

  • Auto
  • Property
  • Life
  • Financial Services
  • Student Loan Solutions

Our company's founders believed teachers deserve affordable auto rates. And, our research shows educators tend to be better drivers. That's why educators who qualify get lower rates. We can also show you how to take advantage of discounts and other cost-cutting strategies. Plus, as an educator, you may also receive a tailored package of benefits at no additional charge.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.


Whether you own a home or condo, or rent a residence, we work hard to make you feel safe at home. Let us ensure your peace of mind by designing a policy that puts the needs of you and your family first.  Plus, educators receive Identity Fraud Advocacy Services to protect against identity theft at no additional charge with their policy.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.


We believe life insurance is the cornerstone of a solid financial plan to help protect your family from financial hardship if they lose you and your income.  Let us help you develop a life insurance portfolio that will provide your family the protection it needs.  We also offer discounted life insurance rates for educators.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.

Financial Services

When preparing for retirement, you may quickly realize relying on your pension and Social Security alone won’t be enough.  Horace Mann offers a variety of options to supplement your savings and help you meet your retirement goals.

We also host, subject to the school’s or district’s approval, financial literacy workshops for school employees to learn detailed information about their state-specific retirement benefits and how to achieve financial success.*

* Workshops are not available in Utah.  

Student Loan Solutions

We will provide you with resources to remove, reduce and redirect your student  loan payments - whether through federal forgiveness programs, or private refinancing. 


Horace Mann and DonorsChoose:
Working together to help with classroom funding.

Learn more.

Student with teacher

Partners in Education program:
Grab a slice of PIE for your school's fundraising projects!

Ask me how.

Agent and teacher
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