24/7 Online Enrollment
You're just 2 steps away from completing your Horace Mann Retirement AdvantageTM enrollment.

Step 1: Create an account through SmartPlan, our step-by-step enrollment tool, which offers

  • A series of educational videos explaining the program and your choices
  • Online tools to calculate what you need to save now to help reach your objectives
  • A quiz to find our your investor type
  • A sample investment portfolio that matches your investor type

Step 2: Complete a Salary Reduction Agreement to start contributions directly from your paycheck

  • Download the form in SmartPlan or from our Forms library
  • Return your signed form to your employer's payroll department
OK, let's go

Learn more about your options through SmartPlan, a step-by-step enrollment tool.

Why choose your employer plan

Get educated about your future

Contact Retirement Advantage
Retirement Advantage
PO Box 4511
Springfield IL 62708