Kluenenberg Insurance Services, Inc.

Whether you own a home or condo, or rent a residence, we work hard to make you feel safe at home. Let us ensure your peace of mind by designing a policy that puts the needs of you and your family first.  Plus, educators receive Identity Fraud Advocacy Services to protect against identity theft at no additional charge with their policy.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann home and renters insurance. Not all benefits available in all states.

We believe life insurance is the cornerstone of a solid financial plan to help protect your family from financial hardship if they lose you and your income.  Let us help you develop a life insurance portfolio that will provide your family the protection it needs. We also offer discounted life insurance rates for educators.

Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.

Supplemental insurance coverage is designed to supplement and fill potential gaps in your main health insurance plan, and the benefits are paid directly to you or whoever you choose. Supplemental insurance products cover those events that could potentially happen the most, cost the most, and last the longest.

You may have health insurance and maybe a good chunk of savings too, but it may not be enough to cover all of the out-of-pocket costs your main health insurance plan doesn’t cover. This is where supplemental insurance coverage can help.

Learn more about our supplemental insurance products.

National Teachers Associates Life Insurance Company, a Horace Mann Company, underwrites Horace Mann supplemental insurance products. Not all products are available in all states.

When preparing for retirement, you may quickly realize relying on your pension and Social Security alone won’t be enough.  Horace Mann offers a variety of options to supplement your savings and help you meet your retirement goals.

We also host, subject to the school’s or district’s approval, financial literacy workshops for school employees to learn detailed information about their state-specific retirement benefits and how to achieve financial success.*

Workshops not available in Utah.

Horace Mann has helped put educators on the path to more than $600 million in student loan forgiveness* through our no-cost Student Loan Solutions program. Sign up for access to our online tools and loan coaches to find out if you can qualify for Public Service Loan Forgiveness, plus get help with the paperwork.

Student Loan Solutions powered by Tuition.io Sign up.

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*Potential savings of educators assisted by Horace Mann with Public Service Loan Forgiveness from October 2016 through 2022 based on assumptions established by the U.S. Office of Federal Student Aid. For more information regarding the U.S. Office of Federal Student Aid assumptions, refer to www.studentaid.gov/loan-simulator.

The information provided here is for general informational purposes only and should not be considered a recommendation. Horace Mann's Student Loan Solutions program includes services provided by a third party, Tuition.io. Horace Mann is an independent company not affiliated with the Department of Education or the federal government. Horace Mann does not negotiate, adjust or settle debts. No assistance provided by Horace Mann constitutes official action for purposes of student loan forgiveness programs or guaranteed results. Horace Mann's Student Loan Solutions program terms are subject to change.