Robert Stepanian

Elite Insurance and Financial

Robert Stepanian

http://agents.horacemann.com/RobertStepanian

  • Main Office
  • Other Offices
Elite Insurance and Financial
17973 BEAR VALLEY #1
HESPERIA, CA 92345
Elite Insurance and Financial Southwest
SANTA FE ROAD #F-40
ENCINITAS, CA 92024
Phone: (760) 995-3790
Elite Insurance and Financial South
SANTA FE ROAD #F-40
ENCINITAS, CA 92024
Phone: (951) 278-4500
  • Our Mission
  • Meet the team
Our Mission

I am proud to be associated with a company Founded by Educators for Educators®. My agency shares Horace Mann's commitment to providing quality service and lifelong financial well-being to educators and their families through a full range of tailored insurance and financial services products.

I will be happy to meet with you at your convenience in your home, at school or in my office.

Meet the team
Elite Insurance and Financial
Brandon Way
Elizabeth Stepanian
Joseph Ferrara
Juan Aranda
Nicholas Creith
Rebecca Jakubec
Ryan Lamberto
Samantha Bagley
Sara Gonzalez
Teacher with students

Helping educators is our passion

As representatives of Horace Mann, the nation's largest multiline insurance company focusing on the insurance and financial needs of educators, our hearts are in serving the educational community.  We provide auto, home and life insurance, as well as retirement annuities.

Our products and services are designed specifically to provide educators peace of mind – both in and out of the classroom. We also proudly support the work educators do in the classroom every day with a variety of resources and support programs.

  • Auto
  • Property
  • Life
  • Supplemental
  • Financial Services
  • Student Loan Solutions
Auto

Our company's founders believed teachers deserve affordable auto rates. And, our research shows educators tend to be better drivers. That's why educators who qualify get lower rates. We can also show you how to take advantage of discounts and other cost-cutting strategies. Plus, as an educator, you may also receive a tailored package of benefits at no additional charge.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.

Property

Whether you own a home or condo, or rent a residence, we work hard to make you feel safe at home. Let us ensure your peace of mind by designing a policy that puts the needs of you and your family first.  Plus, educators receive Identity Fraud Advocacy Services to protect against identity theft at no additional charge with their policy.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.

Life

We believe life insurance is the cornerstone of a solid financial plan to help protect your family from financial hardship if they lose you and your income.  Let us help you develop a life insurance portfolio that will provide your family the protection it needs.  We also offer discounted life insurance rates for educators.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all benefits available in all states.

Supplemental

Supplemental insurance coverage is designed to supplement and fill potential gaps in your main health insurance plan, and the benefits are paid directly to you or whoever you choose. Supplemental insurance products cover those events that could potentially happen the most, cost the most, and last the longest.

You may have health insurance and maybe a good chunk of savings too, but it may not be enough to cover all of the out-of-pocket costs your main health insurance plan doesn’t cover. This is where supplemental insurance coverage can help.

Learn more about our supplemental insurance products.

National Teachers Associates Life Insurance Company, a Horace Mann Company, underwrites Horace Mann supplemental insurance products. Not all products are available in all states.

Financial Services

When preparing for retirement, you may quickly realize relying on your pension and Social Security alone won’t be enough.  Horace Mann offers a variety of options to supplement your savings and help you meet your retirement goals.

We also host, subject to the school’s or district’s approval, financial literacy workshops for school employees to learn detailed information about their state-specific retirement benefits and how to achieve financial success.*

* Workshops are not available in Utah.  

Student Loan Solutions